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Apex Trader Funding Review 2026

Apex Trader Funding scores 70 out of 100 overall. Apex has a verified business and a long record of payouts reported by traders, but every account uses a trailing drawdown, bots are banned, and each account on the March 2026 rules closes after its sixth payout.

  • Trust 80: Solid track record. Top factor: 5+ years in operation.
  • Cost 70: Average cost. Top factor: low or included data fees.
  • Payout 75: Strong payout terms. Top factor: 20 simultaneous accounts.
  • Rules 54: Rules take some care. Top factor: no or soft daily loss limit.
Apex Trader Funding IncTexas, United StatesFounded 2021Futures prop firmNinjaTrader, Rithmic, Tradovate, TradingView

Firm Data Monitoring Status

  • Trustpilot RatingChecked weekly - last checked 2026-10-26
  • Sales and PromotionsFirm emails received since 2026-10-04
  • Rules, Pricing and PayoutsYearly deep dive plus firm emails - terms last verified 2026-07-02

At a Glance: The Four Scores

Four scores, one published method.

70/ 100

Still Funded Score

3.5

An equal blend of the four scores below. How the score is calculated.

Data Confidence: High

Trust Score

4.0

Is the firm legit: is it a real, accountable business, does it actually pay, and what does its track record show?

5+ years in operationverifiable business details

Cost Score

3.5

What it costs to get funded and stay funded: the eval, resets, the activation fee and data fees. Measured at today's price after any dated sale, plus how deep the firm's sales usually run.

low or included data feessales usually run around 90% off

Payout Score

3.8

How easy it is to get paid: how much you can take out, how fast it lands, how often, and how many accounts you can stack.

20 simultaneous accounts100% profit split

Rules Score

2.7

How trader-friendly the rules are: the drawdown type, how big the drawdown is next to the profit target, daily loss limits and consistency rules.

no or soft daily loss limitfew restrictive rules

Still Funded has no affiliate relationship with Apex Trader Funding and earns nothing if you sign up. Apex Trader Funding is scored on the same published methodology as every other firm.

Scores update on their own whenever this firm's data changes.

Trustpilot: The Last Four Checks

The four newest Trustpilot checks that feed the Trust score. Trustpilot is one signal, not the whole picture.

  1. 4.221,208 reviews(+63)

    Checked 2026-10-05: 4.2 across 21,208 reviews, profile active. Review count +63 since the check before.

  2. 4.221,281 reviews(+73)

    Checked 2026-10-12: 4.2 across 21,281 reviews, profile active. Review count +73 since the check before.

  3. 4.221,376 reviews(+95)

    Checked 2026-10-20: 4.2 across 21,376 reviews, profile active. Review count +95 since the check before.

  4. 4.221,438 reviews(+62)

    Checked 2026-10-26: 4.2 across 21,438 reviews, profile active. Review count +62 since the check before.

The checks that feed this Trust score: 2026-10-05: 4.2 across 21,208 reviews; 2026-10-12: 4.2 across 21,281 reviews; 2026-10-20: 4.2 across 21,376 reviews; 2026-10-26: 4.2 across 21,438 reviews.

Sales We Tracked: The Last 12 Months

The sales this firm has emailed us, one dot per month. Terms only, never codes.

  1. Nov 2025Nothing tracked
  2. Dec 2025Nothing tracked
  3. Jan 2026Nothing tracked
  4. Feb 2026Nothing tracked
  5. Mar 2026Nothing tracked
  6. Apr 2026Nothing tracked
  7. May 2026Nothing tracked
  8. Jun 2026Nothing tracked
  9. Jul 2026Nothing tracked
  10. Aug 2026Nothing tracked
  11. Sep 2026Nothing tracked
  12. Oct 2026Nothing tracked

Sales tracked by month: Nov 2025: Nothing tracked; Dec 2025: Nothing tracked; Jan 2026: Nothing tracked; Feb 2026: Nothing tracked; Mar 2026: Nothing tracked; Apr 2026: Nothing tracked; May 2026: Nothing tracked; Jun 2026: Nothing tracked; Jul 2026: Nothing tracked; Aug 2026: Nothing tracked; Sep 2026: Nothing tracked; Oct 2026: Nothing tracked.

Pricing and Account Tiers

Every active eval at full price, plus the best target-to-drawdown ratio in the lineup.

EvalPriceSale PriceActivation FeeMax DrawdownDrawdown TypeProfit TargetTime Limit
25K EOD$390 one time-$89$1,000End-of-Day Trailing$1,50030 days
25K EOD No Activation Fee$890 one time-Included$1,000End-of-Day Trailing$1,50030 days
50K EOD$450 one time-$99$2,000End-of-Day Trailing$3,00030 days
50K EOD No Activation Fee$1,090 one time-Included$2,000End-of-Day Trailing$3,00030 days
100K EOD$590 one time-$119$3,000End-of-Day Trailing$6,00030 days
100K EOD No Activation Fee$1,390 one time-Included$3,000End-of-Day Trailing$6,00030 days
150K EOD$1,090 one time-$149$4,000End-of-Day Trailing$9,00030 days
150K EOD No Activation Fee$2,290 one time-Included$4,000End-of-Day Trailing$9,00030 days
25K Intraday$199 one time-$69$1,000Intraday Trailing$1,50030 days
25K Intraday No Activation Fee$690 one time-Included$1,000Intraday Trailing$1,50030 days
50K Intraday$249 one time-$79$2,000Intraday Trailing$3,00030 days
50K Intraday No Activation Fee$790 one time-Included$2,000Intraday Trailing$3,00030 days
100K Intraday$399 one time-$99$3,000Intraday Trailing$6,00030 days
100K Intraday No Activation Fee$1,090 one time-Included$3,000Intraday Trailing$6,00030 days
150K Intraday$599 one time-$129$4,000Intraday Trailing$9,00030 days
150K Intraday No Activation Fee$1,690 one time-Included$4,000Intraday Trailing$9,00030 days
  1. Best Target-to-Drawdown Ratio

    Profit target divided by max drawdown, shown target first. Lower is better: less profit to earn per dollar of drawdown. Some firms sell targets smaller than the drawdown, so the ratio can run below 1 : 1, and 1 : 1 is not a bottom.

    1.5 : 1

    25K EOD and 7 more accounts

    $1,500 target / $1,000 drawdown

Pros and Cons

Pros

  • Verified Texas corporation with a real paper trail: state registration corroborated through the Texas Comptroller and OpenCorporates, operating since 2021
  • Payouts reported by traders, including dated bank-receipt confirmations in June 2026 reviews
  • Twenty simultaneous accounts with permission to copy your own accounts, the real multiplier for a trader with a proven strategy
  • The legacy lineup is back in limited windows (checked 2026-09-17): the Legacy 25K is 1:1, payouts are capped only for the first five requests, and a failed eval resets free when the monthly subscription renews
  • One-time eval fees on every current product since the March 2026 overhaul, with Level 1 data included, no renewal and nothing to cancel
  • Automated payout approvals reported at 24 to 48 hours

Cons

  • Rules are the weak score on current accounts. Every account runs a trailing drawdown with no static option, the drawdown is small next to the profit target across the catalog, and the 50% funded consistency rule blocks payout requests until profit spreads across more days
  • Six payouts per current-model account, lifetime. After the sixth approved payout the account closes, and continuing means buying a new eval. Each of those six payouts is capped too
  • A pattern of community-reported payout complaints followed the overhaul, April to June 2026. They report accounts placed under review after successive payouts, denials citing the removed MAE rule (a limit on how far a trade could go against you), and one widely shared frozen-balance dispute. Dated and presented both sides on the timeline below
  • Approval is fast but the bank is not: arrival reports range from about 5 business days to about 16 days total

Rules at a Glance

The rules that fail people. Tap the info icon beside a rule for the plain-terms version.

  • DrawdownEOD trailing / Intraday trailing

    How your drawdown line moves. End-of-day trailing rises with your closing balance; intraday trailing rises with every tick of open profit; static never moves. The type decides how much of your own gains you can give back.

  • Daily Loss LimitSoft, on some plans

    The most you can lose in one session before the day ends. A soft limit ends your day and keeps the account; a hard limit ends the account.

  • Consistency RuleFunded only

    Caps how much of your profit can come from one day. Some plans use it in the eval, some once you are funded, and some in both.

  • How Long You Must Hold a TradeNot yet verified

    Whether every trade has to stay open for a set time before you can close it. Some firms set no time but still limit scalping.

  • Weekend HoldingNot allowed

    Whether positions can stay open over the weekend. Not allowed means everything must be flat before the Friday close.

  • AutomationNot allowed (eval and funded)

    Whether bots, EAs and algos are allowed to place trades, at the eval stage and at the funded stage.

  • Markets You Can't TradeNot yet verified

    Markets the firm will not let you trade in this program.

  • Sim or LiveCan move to live

    Whether the funded account is simulated, live, or starts simulated and can move to live.

    Apex picks who moves to live; it publishes no trigger or criteria. 2026 trader complaints describe accounts frozen or placed under review around disputed moves to live (see What Has Changed below).

  • Accounts at OnceUp to 20 funded

    How many funded accounts you can hold at the same time at this firm.

  • Copy Your Own AccountsAllowed

    Whether you may copy your trades across your own accounts at this firm with a trade copier or within your broker.

Drawdown: EOD trailing / Intraday trailing; Daily Loss Limit: Soft, on some plans; Consistency Rule: Funded only; How Long You Must Hold a Trade: Not yet verified; Weekend Holding: Not allowed; Automation: Not allowed (eval and funded); Markets You Can't Trade: Not yet verified; Sim or Live: Can move to live; Accounts at Once: Up to 20 funded; Copy Your Own Accounts: Allowed.

Rules Detail

Two drawdown types, and the choice matters. An intraday account trails your high in real time and counts open profit, so a trade that runs and comes back has already raised the drawdown line under you. An end-of-day account moves the drawdown line only at the close. I still buy intraday when it is cheaper, because I treat every funded account like my own money and do not let a trade breathe that long. The end-of-day drawdown tempts you to hope a loser back by the close, and hope is not a stop.

The rest of the current rules are short. Every trade needs a real stop, and parking an order at the trailing threshold, Apex's name for the drawdown line, to use it as a stop is a violation. Every position is flat by the close. Automated trading is banned on every account. On the funded side, no single profitable day may be 50% or more of your profit since the last approved payout; that blocks the request without failing the account. Current products have no resets.

Legacy accounts, sold again in limited windows, run the older rules (checked 2026-09-17). They carry an intraday trailing threshold that follows your highest open profit, no daily loss limit, no eval consistency rule, seven minimum trading days and no time limit. The 30% consistency rule then applies from the funded stage through the sixth payout. A failed legacy eval resets free at renewal if it sat in failed status at the prior close and the renewal fee charges; a mid-cycle reset is paid.

All positions must be closed before market close daily; holding through the close forfeits the account and its balances. The terms for the move to live are unpublished, and community reviews describe access loss during transition reviews - community-reported accounts, not verified terms. Metals (COMEX) availability fluctuated in early 2026 and was restored around May 2026; instrument availability at Apex has a history of moving. A legacy account bought today is covered by the same sitewide ban on automated and algorithmic trading, and Apex's legacy account rules separately bar bots, copy services and trade mirroring on funded accounts (checked 2026-09-17).

Source - logged 2026-09-17

Payouts at a Glance

Profit split, speed and the first payout. Tap the info icon for the detail. The evidence is under Payout Evidence below.

  • Profit Split100%, capped per payout

    Your share of the profit you withdraw. The firm keeps the rest.

    100% profit split on new-model PAs, Apex's funded Performance Accounts (you receive 100% of each approved payout), subject to the per-payout caps and the 6-payout lifetime maximum

  • First Payout5 winning days

    The number to hit before your first payout: trading days, winning days, or a payout buffer (the profit a firm makes you keep in the account).

    At least 5 qualifying trading days, each meeting the minimum daily profit for your account size. Your balance must also be above Apex's Min Balance to Request, which is its safety net plus $500, and you must meet the 50% consistency rule. The safety net is your drawdown plus $100, and it stays for the life of the PA (Apex's funded Performance Account).

  • How Often You Can Get PaidWeekly

    How often you can request a payout once you meet the first payout rules.

    Up to weekly (earliest request after 5 qualifying trading days; no deadline to complete them)

  • Payout MethodACH (US), Plane (international)

    How the money reaches you: a bank transfer, a payment app, or a brokerage transfer.

    ACH (US), Plane (international); replaced Deel after the 2026-03-01 overhaul (Deel still services some legacy accounts). The switch was not announced by Apex; the community confirmed it through payout receipts.

  • Max Payout per RequestCapped by payout number

    The most you can take in one withdrawal.

    Capped per payout on a ladder by payout number and account size

  • Lifetime Cap6 payouts per account

    The most one account can pay out before it closes or moves to live, if the firm publishes a limit.

    6 payouts per PA (Apex's funded Performance Account), then the PA closes and you need a new eval to continue. The cap is per PA, not per trader, and you can hold up to 20 PAs at once.

  • ScalingNo scaling plan

    How the account grows: with your balance, by contract limit steps, or by profit split steps.

  • Payout Speed24 to 48 hours

    How long the firm takes to process a payout request. Your bank or payout service can add its own time.

    Approval processing reported 24-48 hours (automated, no manual review); bank-arrival reports range from about 5 business days to about 16 days total.

Profit Split: 100%, capped per payout; First Payout: 5 winning days; How Often You Can Get Paid: Weekly; Payout Method: ACH (US), Plane (international); Max Payout per Request: Capped by payout number; Lifetime Cap: 6 payouts per account; Scaling: No scaling plan; Payout Speed: 24 to 48 hours.

Payout Evidence
  • Firm-published, 2026-07-02: Apex runs compensation counters on its homepage. Self-reported and unaudited, so we read them as marketing rather than proof. Source
  • Firm-published, 2026-07-02: Apex's own company blurb on its Trustpilot profile claims more than $500 million paid since 2022. The firm wrote that copy itself, so it carries no more weight than the homepage counters. Source
  • Community-reported on Trustpilot, 2026-07-02: Dated first-payout confirmations and ACH receipt reports from individual traders. Reported and unverified, but consistent with the change of payout service recorded in the events timeline on this page. Source
  • Community-reported on Trustpilot, 2026-07-03: Three verified June 2026 reviews confirm payouts under the new model. They report a first payout taking about two weeks to reach the bank (2026-06-22), an instant balance deduction with roughly five business days to the bank (2026-06-23), and the 20-account structure from a new-model account holder (2026-06-10). These are 4-star reviews rather than cheerleading, which makes the confirmations more useful than the usual praise. Source

What Has Changed at Apex Trader Funding

Everything we have logged about this firm, newest first. Tap the info icon for the note. Sources are under All Events below.

  1. Productlogged 2026-09-17

    Product, logged 2026-09-17

    Apex put its Legacy eval accounts back on sale in limited windows, in six account sizes on three platforms, running the older rule set. That means 100% of the first $25,000 per account and 90% after that, per-payout caps on the first five payouts only, and a free reset at renewal for a failed eval.

  2. PayoutApr 2026

    Payout, Apr 2026

    From April through June 2026 there is a corroborated pattern of community reports following the overhaul. They describe accounts placed under review after successive payouts and denials citing the MAE rule the overhaul removed (a limit on how far a trade could go against you). They also describe consistently profitable traders blocked from buying new evals, and one widely shared $150,000 balance frozen over a disputed move to live. These are community reports, dated, and we have not judged any of them. The reports repeat, and they should be weighed against the grandfathering of legacy accounts, because both are part of the same picture. Similar payout complaints appear in long-running community threads from before 2026. Apex's own 2026-03-19 news post describes heightened compliance audits on payout requests - a first-party acknowledgment of the review process, which sits alongside homepage marketing that says payouts face no reviews.

  3. Rules2026-03-01

    Rules, 2026-03-01

    Apex rebuilt its entire product in 2026 under the All New Apex banner. Subscriptions moved to one-time fees, the 250K, 300K, and Static accounts were discontinued, and automation was banned. A six-payout lifetime cap, with a cap on each payout that changes by payout number, replaced the old structure of 100% on the first $25,000 and 90/10 after that. The MAE rule (a limit on how far a trade could go against you) and the 5-to-1 reward-to-risk rule were removed, and an end-of-day drawdown option was added. A limited-time re-offer of legacy eval accounts was live in six account sizes on three platforms (Tradovate, WealthCharts, and Rithmic) when we checked on 2026-07-28. The mitigating fact: legacy accounts were fully grandfathered with no retroactive changes.

  4. CorporateMar 2026

    Corporate, Mar 2026

    Apex switched its payout service from Deel to Plane with ACH delivery without announcing it. The community confirmed the change through payout receipts, and Deel still services some legacy accounts. An unannounced change of payout service is minor on its own, but it fits a pattern of changes landing before the communication does.

  5. Founded2021-07-27

Founded 2021-07-27. Events, newest first: logged 2026-09-17 Product; Apr 2026 Payout; 2026-03-01 Rules; Mar 2026 Corporate.

All Events
  1. Product

    Apex put its Legacy eval accounts back on sale in limited windows, in six account sizes on three platforms, running the older rule set. That means 100% of the first $25,000 per account and 90% after that, per-payout caps on the first five payouts only, and a free reset at renewal for a failed eval.

    Source

  2. Payout

    From April through June 2026 there is a corroborated pattern of community reports following the overhaul. They describe accounts placed under review after successive payouts and denials citing the MAE rule the overhaul removed (a limit on how far a trade could go against you). They also describe consistently profitable traders blocked from buying new evals, and one widely shared $150,000 balance frozen over a disputed move to live. These are community reports, dated, and we have not judged any of them. The reports repeat, and they should be weighed against the grandfathering of legacy accounts, because both are part of the same picture. Similar payout complaints appear in long-running community threads from before 2026. Apex's own 2026-03-19 news post describes heightened compliance audits on payout requests - a first-party acknowledgment of the review process, which sits alongside homepage marketing that says payouts face no reviews.

    Source

  3. Rules

    Apex rebuilt its entire product in 2026 under the All New Apex banner. Subscriptions moved to one-time fees, the 250K, 300K, and Static accounts were discontinued, and automation was banned. A six-payout lifetime cap, with a cap on each payout that changes by payout number, replaced the old structure of 100% on the first $25,000 and 90/10 after that. The MAE rule (a limit on how far a trade could go against you) and the 5-to-1 reward-to-risk rule were removed, and an end-of-day drawdown option was added. A limited-time re-offer of legacy eval accounts was live in six account sizes on three platforms (Tradovate, WealthCharts, and Rithmic) when we checked on 2026-07-28. The mitigating fact: legacy accounts were fully grandfathered with no retroactive changes.

    Source

  4. Corporate

    Apex switched its payout service from Deel to Plane with ACH delivery without announcing it. The community confirmed the change through payout receipts, and Deel still services some legacy accounts. An unannounced change of payout service is minor on its own, but it fits a pattern of changes landing before the communication does.

    Source

Verdict: Who Apex Trader Funding Fits

Who this firm fits and who should walk away, in my words.

Good Fit For

  • Traders who want to run a stack. Twenty accounts with copying between them allowed suits a scalper or anyone on the slow and steady route.
  • Anyone who buys by the target-to-drawdown ratio like I do. The Legacy 25K is 1:1, and Apex sells the legacy lineup again in limited windows.
  • Traders who want the older payout terms: a legacy account caps its first five payouts only, and a failed eval can reset free at renewal.

Walk Away If

  • You want uncapped payouts from day one. Every current-model account stops at six payouts, and I count a lifetime cap as a real downside.
  • You hold through the close or lean on automation. Every position is flat by the close and bots are banned on every account, legacy included.
  • You need a static drawdown. Every Apex account trails, intraday or end of day, and a legacy account trails off your highest open profit.
Strategic Edges
  1. Stack it: up to twenty accounts with copying your own accounts allowed lets one proven strategy run wide. Size the stack to your risk plan, not the ceiling
  2. Plan withdrawals against the payout caps, not the profit split: on a current account the per-payout caps and the six-payout maximum are the real constraint, so map all six before you activate
  3. Buy the option the sale favors: in a deep sitewide sale the No Activation Fee option beats Standard on total cost, and at full price it flips the other way
  4. Use the approval speed: approvals are automated and reported at 24 to 48 hours, so steady requests move profit off the account instead of leaving it under the trailing drawdown

Compared with Other Firms

The firm scored closest to this one on each score, and the lists this firm is on.

The lists this firm is on:

Frequently Asked Questions

What is the 30% rule at Apex?

The 30% rule is Apex's older payout consistency rule, and it still governs legacy accounts from the funded stage through the sixth payout. It no longer applies to accounts sold since the March 2026 overhaul, where the rule is 50%: no single profitable day may be 50% or more of your profit since your last approved payout. Tripping either version doesn't fail the account. It blocks the payout request until your other days catch up.

How does trailing drawdown work at Apex?

It trails your highest profit point, and when it updates depends on which account type you bought. Intraday accounts recalculate in real time against open-trade highs, so open profit raises your limit even if the trade comes back on you. EOD accounts update only at the market close, the more forgiving type for anyone who lets trades breathe. Legacy accounts trail intraday off your highest open profit. No Apex account offers a static drawdown.

What is the Apex trailing threshold?

The trailing threshold is the live drawdown line under your account, the level that trails up behind your highest profit point. Two rules attach to it: touching it fails the account, and parking orders at it to use it as a de facto stop loss is itself a violation. Apex requires a real stop with defined risk on every trade.

Does Apex actually pay out?

Dated payout confirmations run through the community record, including verified June 2026 reviews of first payouts arriving in bank accounts, and Apex claims cumulative payouts in the hundreds of millions with no audited total, so we treat those as firm-claimed. Against that sits a pattern of community-reported payout complaints from April to June 2026: accounts under review after successive payouts, denials citing a removed rule, and one widely shared frozen-balance dispute. Both sides are dated on the What Has Changed timeline above. On balance, the payout evidence is community-reported, not something we verified ourselves.

What is the success rate for Apex Trader Funding?

Apex doesn't publish a pass rate, so any percentage you see quoted anywhere is a guess. What the structure tells you: a one-day minimum and no eval consistency rule keep the current evaluation simple to pass, and the harder rules live on the funded side, which is where the firm actually filters people. Legacy evals ask for seven trading days instead of one.

Is Apex Trader Funding legit?

Legit, yes. A registered Texas corporation since 2021 with a verifiable state paper trail, one of the largest review bases in futures prop, and payouts reported by traders in dated reviews. Legit still leaves room for friction: the rules reality and the 2026 pattern of payout complaints both get their own dated treatment on this page, and both are the reason our trust read stops short of glowing.

What does Apex's Trustpilot actually tell you?

Less than the headline number suggests, unless you read the recency. The profile is paid and review invitations go out when traders buy, so the lifetime average carries a heavy share of fresh-buyer reviews. Recency is the useful part: praise centers on platform ease and account flexibility, while the one-star reviews center on payout wait times and accounts placed under review after becoming profitable. The pattern is the signal, not the score.

Can you pass Apex in one day?

On a current account, yes, by the rules. The minimum is one trading day and there is no eval consistency rule, so hitting the full profit target without touching the drawdown in one session passes the account. Whether you should try is a different question: the drawdown is small next to the profit target, and a one-day swing that clips the trailing limit means buying a fresh eval, because current products have no resets. A legacy eval needs at least seven trading days.

Does Apex have a monthly fee?

Not on the current products. Since March 1, 2026 those evals are a one-time fee with 30 days of access, no renewal and nothing to cancel. Standard options add a one-time activation fee when you pass, and No Activation Fee options roll it into the eval price. The legacy lineup, which Apex sells again in limited windows, is the exception: legacy accounts bill monthly, and that recurring fee is what earns the free reset at renewal.

About the Author

Lane Dotson

Lane Dotson

Founder of Still Funded and Trend Friend

Active futures day trader with more than 13 years in the markets. Founder of Still Funded and operator of Trend Friend.

More about Lane on his author page.

Affiliate Disclosure

Still Funded scores every firm on the same data, and affiliate relationships do not affect our scoring. Still Funded has no affiliate relationship with Apex Trader Funding and earns nothing if you sign up. Apex Trader Funding is scored on the same published methodology as every other firm.

Read the full Affiliate Disclosure for how we handle partnerships and links site-wide.