TradeDay Review 2026

At a Glance: The Four Scores

Scores recompute automatically whenever this firm's data changes.

Pros and Cons

Strategic Edge Plays

1. Pick your plan family by which speed you actually need: Quick Pay is fast to money (day-one payouts, a 5-day eval minimum, the looser consistency bar) and Fast Pass is fast to funded (no formal minimum days, a tighter consistency bar, payouts gated behind 5 profitable days at a per-size daily bar). Neither family is both, so decide whether the eval or the first withdrawal is your bottleneck before you buy
2. Map the 10,000 dollar threshold before your first funded trade: gross profit is realized profit after commissions plus withdrawals taken, so a steady withdrawal cadence does not reset the clock. Know your distance to the threshold every session and stop at it, because everything above it is forfeited at the move to live
3. If you buy a Quick Pay EOD eval, trade the funded account as an intraday-trailing account from day one, because that is what it becomes. Track your own trailing level in your platform rather than trusting the dashboard, which reportedly does not display it live
4. Use the guidelines structure to simplify your risk plan: accidental permitted-times, product, or position-limit breaches are not violations here, so the only lines you actually manage are the trailing max drawdown and, once funded, the 2-percent price-limit rule
5. Eval pricing here runs on a built-in sale mechanic with the firm's own standing code advertised right in its header banner, so never pay the struck-through list price; our TradeDay discount page tracks the live state, the code details, and the renewal-month treatment, so read it before any purchase

Verdict and Who It Is For

Reach Funded Live at TradeDay and you are trading real capital, cleared through a real US FCM, keeping 90 percent of what you make. Stop one stage short and you are still in a simulator. And push past the transition threshold by even a few ticks and the firm keeps the overage, because every dollar of gross profit above 10,000 on a Quick Pay funded account is forfeited at the move to live. Those are the stakes here, and TradeDay prints them more explicitly than it has to, because the firm publishes exactly when and how the live transition happens instead of leaving it vague.

What TradeDay does well, it does in a way that is easy to verify. The path to live is explicitly structured and published: a defined review trigger on Quick Pay, a separate route on Fast Pass, and broker and FCM KYC at the funded stage, which is the kind of clearing infrastructure a sim-forever firm never needs to build. Payouts on the Quick Pay side start on day one of the funded account with no buffer and no minimum trading period, and the rulebook stays simple, one hard rule in the eval and no daily loss limit anywhere, with almost everything else run as guidelines where an accidental breach is not a violation.

What pulls against all of that shows up after you are funded. Continuation here is discretionary, the off-boarding grievances in the review record are dated and consistent across the first half of 2026, and one of the firm's own public replies cited its terms as under section 8 we can terminate whoever we want. Add the Quick Pay drawdown switch, where an end-of-day eval becomes an intraday-trailing funded account, and the stale terms and help articles still describing the old product, and you have a firm whose front door is more honest than its back office.

For the record on where this review comes from: I have passed and failed prop firm evaluations over the years, and that screen time informs how I read a rulebook, but no firm on this site is scored higher because I have traded it, and the payout proof standard TradeDay gets is the same one every firm on the roster gets.

The right buyer here is easy to name. The trader whose actual goal is live capital, first and clearly, because TradeDay publishes the route instead of hinting at it. The discipline-first day trader who wants one hard line to manage instead of a matrix of them is the second fit, along with the trader who values getting paid quickly, since Quick Pay pays from day one. The list of traders this model shuts out is short but hard: swing traders and holders past the close, because this is day trading only with auto-liquidation before the bell. Automated-strategy traders running purchased bots, which are banned. Traders in Canada outside Ontario, who can never reach Funded Live here. And the last shut-out is one you choose: go in unprepared to manage the 10,000 threshold with real precision, and the firm's most trader-friendly feature turns into its most expensive trap on the very same account.

Pricing and Account Tiers

The most useful line on TradeDay's pricing cards is a fee that is not there. Every one of the nine plan cards says no activation fee, and that is structural rather than promotional: the firm charged an activation fee before the 2.0 relaunch and deleted it outright in May 2026, so there is no bill waiting behind a passed eval and no waiver that can quietly expire. On a path that already ends in real live-stage costs, starting from zero on activation matters.

From there the catalog is a clean grid. Two plan families, Quick Pay and Fast Pass, three sizes each, and a drawdown-clock choice on the Quick Pay side, which is how you get nine sellable tiers. Every eval is a monthly subscription with no time limit, so the account renews until you pass or cancel, and a free reset arrives with each monthly rebill, with a paid reset available mid-cycle if you cannot wait. The cards themselves are unusually complete: profit target, max drawdown and its clock, consistency rule, reset fee, position limits, and the full funded terms including the profit split are all printed before you spend a dollar. The table below sticks to regular list figures. And read the account sizes as model names: sim buying power setting the simulation's scale, nothing you could cash out. One housekeeping note: the CoPilot subscription you will see in the members area is an education and research product, not a funding account, so it sits outside this table.

Cost in Practice and Live Discounts

Here is the one way to pay TradeDay for a month you do not get: cancel your subscription mid-cycle. The evaluation requires an active subscription, so cancelling a renewal ends the service and forfeits the remaining prepaid month, and the firm confirms this is policy, with an acknowledgment step built into the cancellation flow. So make sure you time a cancellation against your rebill date, not against the day you decide you are done.

The rest of the cost picture runs friendlier than the list prices suggest. Sale pricing has displayed automatically on every card since the 2.0 relaunch, with the firm's own standing code advertised right in the header banner beside it, and our Cost Score follows that sustained-sale state, not the sticker. The open questions on a subscription model are whether the discount carries into renewal months and whether it touches resets, and those are exactly the kind of details that change without notice, so the live pricing state, the code, and the renewal treatment stay parked on our TradeDay discount page, the page that answers the price question on the day you actually buy. One more cost that belongs in your plan: Funded Live is real trading, and it bills like it, with CME professional data at about 156 dollars per month per exchange, real commissions, and a small card fee. Budget for the live stage before you reach it and it will not sting when you do.

Rules and Risk Mechanics

TradeDay splits its rulebook into hard rules and guidelines, and the honest count of hard rules is two. In the evaluation there is exactly one way to fail: exceed the trailing max drawdown. Once funded, a second hard rule appears, no trading within 2 percent of a price limit. Everything else, the permitted trading times, the permitted products, the position limits, is a guideline, and the firm states plainly that accidental breaches are not violations, with only continual abuse costing the account. That structure is genuinely rare in this niche, and it changes how you plan: instead of managing a matrix of tripwires, you manage one line, because there is no daily loss limit on any account here either.

The line you manage moves on a clock, and the clock is the detail that catches Quick Pay buyers. A Quick Pay eval sells with either an intraday or an end-of-day trailing drawdown, but every Quick Pay funded account runs intraday trailing regardless of which eval you bought, which the cards print as End of Day with an intraday funded drawdown. So the more forgiving clock you paid for in the eval is gone the day you are funded, and a dated grievance from June 2026 reports the dashboard does not show the intraday trailing level in real time, so track it yourself in your platform. Fast Pass avoids this entirely by running end of day through both phases.

Consistency lives in the eval only, and it works as a percentage of your total profit to date rather than a pass-fail trap: exceed it on a big day and your target extends instead of your account failing. Quick Pay runs the looser bar with a 5-day minimum, and the firm adds a soft anti-gaming rule, so finishing your target early and then sitting in the funding zone scalping one-lot micros can extend the evaluation, since your days need to look similar in trade count, contracts, and session timing. Fast Pass has no formal minimum at all, with its tighter consistency bar acting as the practical floor. Funded accounts have no consistency rule in either family.

The rest is conduct. This is day trading only, enforced mechanically: positions auto-liquidate 10 minutes before the close and for 2 minutes around tier-1 news releases, and profits taken in breach of those windows are forfeited if the account is lost. Scalping is welcome, but a pattern-based microscalping policy flags accounts where trades under roughly 5 to 10 seconds dominate the activity or the profit, with a published enforcement ladder that starts at a reset and a warning, so an occasional quick exit in fast conditions is fine and a strategy built on them is not. Automation is restricted rather than banned: approved platforms only, no purchased third-party bots or shared systems, and copy trading of your own accounts is allowed, including from an external personal account. Hedging across accounts is prohibited, VPNs and IP masking are banned down to Apple Private Relay, and a temporary metals restriction has run since February 2026, with the majors restricted and the micros capped, framed by the firm as tracking CME margin increases. One reading note: six of the core help articles still predate the relaunch and formally describe grandfathered accounts, so when a help article and a plan card disagree, the card governs.

New to any of these terms? Our plain-terms guides break down drawdown, consistency rules, and the rest.

What Has Changed at TradeDay

• rules2026-07-26

  For Fast Pass accounts opened on or after July 26, 2026, a 45 percent consistency rule applies at the funded sim stage and per-request payout caps read 1,500, 1,850, and 2,250 USD by account size, down from 2,000, 2,500, and 3,000. The firm's payout policy article states accounts opened before that date keep the earlier caps and carry no funded sim consistency objective.

  Also logged on this firm's trust profile.

  Source
• product2026-05-29

  The TradeDay 2.0 launch on May 29, 2026 closed the legacy programs to new purchases: the Static accounts, the 80/90/95 lifetime split ladder, and the buffer model. The firm's announcement states existing traders continue under their current structures and rules.

  Also logged on this firm's trust profile.

  Source

Rule Nuances on Record

MIN HOLD TIME: No flat minimum hold time. Pattern-based microscalping policy (article 103000397952, published 2026-05-19, current): flagged when ultra-short trades (under about 5-10 seconds) dominate the account's activity or profit, or in high-frequency burst trading; general scalping is allowed and an occasional quick 3-5 second exit in volatility is fine when most trades are held longer. Order splitting (many identical one-lots at the same price and instant to game sim fills) is banned; legitimate scaling at different prices, partial fills, and platform-generated exits are fine. Enforcement ladder: first instance reset plus warning; second instance profit deduction, reset, or suspension; severe or intentional cases immediate suspension with Head of Trading confirmation. Live migration detail: Funded Sim profits move into the new Funded Live account; position limits carry over but may be reduced for balance and risk; profits ABOVE the Quick Pay 10,000 USD threshold are forfeited at transition; no new account purchases while holding an active Funded Live (until offboarded); if already at 5 Funded Live, additional graduating balances merge into an existing Funded Live account. Funded Live carries real costs the sim stages do not: CME professional data at about 156 USD per month per exchange, real commissions, a 2 USD Tradovate CC fee, and about 5 days of KYC/AML setup - the price of the genuine live stage. Split improves to 90/10 at Funded Live (trader-favorable) while risk params are reducible. AUTOMATION (algo article 103000085101, modified 2025-11-28, older than the relaunch but consistent with the current ToS): no platform APIs exposed; approved platforms only (NinjaTrader, Tradovate, TradingView, Jigsaw, Quantower); third-party PURCHASED bots and shared ATS prohibited (ToS section 23 concurs); copy trading of the trader's own accounts allowed (the firm publishes copier discount codes); standard rule-compliant algo strategies permitted per the firm's public framing - the ToS bar on bots and shared ATS and the marketing's EA-friendly framing do not fully line up, which is worth knowing before building anything automated here. No daily loss limit on any account. Scalpers funded, but no HFT or automated scalping, no more-than-200-trades-per-day, no few-second couple-tick strategies, no gaming the sim fill engine (scalpers article 103000008883, dated 2025-01-03 and older; the current pattern policy is the microscalping article).

Source - logged 2026-07-29

Payouts and Proof

Funded means three different things at TradeDay, and knowing which one you are in decides when you get paid and how much you keep. The ladder runs Evaluation to Funded Sim to Funded Live, and it is published in unusual detail: Quick Pay reviews you for live at a defined profit threshold, Fast Pass moves you at your fifth payout request, and the live stage sits behind KYC run by the broker and clearing firm, which is the paperwork real capital actually requires.

On the Quick Pay side the money starts moving immediately. Payouts are available from day one of the funded account, on demand from any positive balance, with no buffer to clear, a 250 dollar minimum request, and requests made before 5:30pm CT processed within 24 hours. The split steps up as you go: half of your first stretch of net profit, then 80/20 above the step, then 90/10 once you are live. Fast Pass trades that immediacy for eval speed, gating payouts behind 5 days plus 5 profitable days at a per-size daily bar, on a flat 80/20 in Funded Sim and the same 90/10 in live. So Quick Pay is fast to money and Fast Pass is fast to funded, and neither family is both.

Now the warning that outranks everything else in this section. On Quick Pay, gross profit above 10,000 dollars is forfeited at the move to live. Not paid. Not transferred. Gone. The account auto-pauses at the threshold during the end-of-day run and goes to overnight review, and because gross profit counts withdrawals you have already taken, a steady payout cadence does not reset the clock. The transition itself is the good news, since your profits move into the live account and the split improves, but the trader who does not know the threshold exists is the trader who donates a green week to it. Know your number every session and stop at it. Fast Pass has no threshold; its live account starts at zero with reduced position limits that scale back up, and losing it triggers a three-month cooling-off.

A few mechanics round it out: the payout rail is Riseworks, funded-sim requests go through the dashboard while live requests run by email with a late-morning cutoff for same day, and the account structure caps at six with three active Funded Sim and five Funded Live. Weekend processing deserves a straight answer, because reviewers describe it often: no current first-party source confirms it, the only first-party statement is a legacy article that says business days only, so we do not publish it as a feature.

TradeDay's payout proof rates the community-aggregated tier, the better-documented of our two, and the list below lays the record out: dated withdrawal and first-payout reviews through 2026, the firm's own verified-payouts program with named certificates, which we treat as firm-claimed rather than independently verified, and a self-published pass rate in the site footer. That list has a flip side, the off-boarding grievances covered in the trust section, where the dating and the sourcing hold for both.

Trust Profile

TradeDay's trust story is a split screen. Before you are funded, this operation shows you a lot: full rules and splits printed on the cards pre-purchase, a self-published pass rate in the footer, a published microscalping policy, and a firm that answers 94 percent of its negative reviews, usually within a week and in substance. After you are funded, continuation is discretionary in a way none of that pre-purchase clarity prepares you for. The grievance record from January through June 2026 carries a consistent off-boarding cluster, traders suspended or removed after losses or after payouts, judged against criteria the firm itself published in a public reply, account management, risk discipline, and whether a style translates to live, and one firm reply put the legal position bluntly: under section 8 we can terminate whoever we want. We present both sides dated below; the pattern is real, and so is the fact that the firm engages it in the open instead of deleting it.

The identity record is the strong panel of the screen. TRADEDAY LLC is an Illinois company with a six-year unbroken filing record, organized in 2020 with annual reports every year since and a named manager on the registry, which is one of the cleanest paper trails on our roster. The Chicago operating address near the CBOT is corroborated by the firm's own surfaces and a business-profile pin rather than the registry, whose principal address is a commercial registered agent, so we label it as firm-claimed and move on, because using an agent address is common and not a red flag by itself. TradeDay is not registered with the SEC or CFTC and says so in its footer, and the eval and Funded Sim stages are simulated, so the usual is-it-regulated question does not attach there; what does attach is that Funded Live clears through a US FCM and broker who run the KYC, which is infrastructure a firm faking the live stage would not bother with. The broker is not named first-party, and we log the ecosystem hints as inference, not fact.

The review numbers that feed our Trust input are the Trustpilot profile, 4.6 across 1,430 reviews on a paid subscription with active review invitations, and the last stretch of reviews leans heavily positive on payout speed, rule clarity, and named support staff. The separate Google profile reads higher across nearly a thousand reviews, and we note it as a secondary surface rather than an input, since one governing surface keeps every firm on this roster measured the same way. The honest deductions are staleness and handling: the operative site terms are stamped January 2024 and contradict the current product on minimum days, six core help articles still describe the old model, the Trustpilot company description still sells the retired day-one-live guarantee, and the China withdrawal in May 2026 closed existing accounts rather than grandfathering them, with a dated dispute over the refund basis. The 2.0 relaunch itself was handled properly, disclosed with existing traders grandfathered, so we log it as a transition, not a rug.

Trustpilot rating across our last 4 checks: 4.6 (2026-08-24), 4.6 (2026-08-31), 4.6 (2026-09-07), 4.6 (2026-09-15) - steady.

Compared With Other Firms

TradeDay competes on how explicitly the live path is published: the trigger, the route, and the KYC are all printed, not implied. If your endgame is a real account at a real FCM, the honest comparison set shrinks fast, and TradeDay's published route, defined trigger, broker KYC, improving split, is the most concrete version of that promise we have reviewed. If your endgame is stacking sim accounts and pulling payouts at scale, other firms on the roster give you more accounts and fewer discretionary reviews, and those matchups belong to the head-to-heads below, where the numbers do the arguing. The four-axis shape lands TradeDay in the strong middle of the roster: carried by its payout speed and its rules simplicity, held back by the post-funding discretion in its trust record and the real costs waiting at the live stage.

So the whole strategy for this firm in one pass: pick Quick Pay if the first withdrawal is your bottleneck and Fast Pass if the eval is, trade every Quick Pay funded account as intraday-trailing from the first bell and track the level yourself, keep your days similar so the consistency math never extends your target, know your distance to the 10,000 threshold every single session and stop at it, and treat Funded Live, with its data fees and its KYC, as the goal you budgeted for rather than a surprise. Do that and the finish line at TradeDay is an actual live account, reached through a trigger the firm publishes instead of a promise it keeps vague.

This review covers one firm. When you want the wide view, the best futures prop firms rankings line the field up side by side.

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Still Funded scores every firm on the same data, and commission is not a field the scoring math can see. Still Funded has no affiliate relationship with TradeDay and earns nothing if you sign up. TradeDay is scored on the same published methodology as every other firm.

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